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Practice Makes Perfect, Or How to Plan a Mini-Retirement

Diana Landau | August 31, 2020

Planning on retiring soon? Then you already know there’s a ton of information out there for soon-to-be-retirees. “Get your health insurance squared away, have savings for emergencies, more health and financial stuff, blah blah, blah.”

We are going to assume that you’ve already got these important topics under control. But have you thought about scheduling a “mini-retirement” before that big “last day” arrives?

A mini-retirement is a scheduled and budgeted time away from work that is different than a vacation or a sabbatical. You try out what your life will look like when you don’t ever go back to that career. (We’ll be honest:it takes a little work not to work!)

 

5 Tips to Planning a Successful Mini-Retirement

 

How long feels right to you? 

Schedule a block of time and make sure it’s long enough. Is six months possible?

How much to spend?

Budget for this time differently. Vision what your lifestyle will be without all the work perks and paychecks. (And we’re not talking about going without an abundance of office supplies.) 

Manage the worry factor.

This is a big one: Don’t assume your mini-retirement means you are going to be worrying about your finite bank account all the time. Figure out a way to emotionally grasp this now so you don’t dampen your joy post-retirement.

Think and think some more.

Plan your time during this period and keep a journal. This is a time is for social activities and health, but also reflection.. What do you want your life to look like in your Second Act?

Consider the possibility you won’t return to work after all. 

After months away from work and plenty of rest, you may end up wanting different things now. Maybe you’ve tapped into creativity you never knew you had. Or settled on your post-retirement career or project.

There is no one right way to plan for a mini- (or real) retirement. Only you can figure out what works best for you. But try it! This little checklist can help get you started. And what’s better than making you the priority? 

 

Diana Landau is the Content Wrangler for Pickleball Media. After 15 years in corporate marketing, in 2012 she pivoted to write and wrangle content for Niche Media's weekly blog. She now manages the I Used to Be Somebody weekly blog. 

Tags:    blog   retirement   vacation   mini-retirement   work   budget  

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