I Used to Be Somebody: (Un)Retirement Lessons Learned

Back to Blog

Subscribe to the podcast on
Apple Spotify or More

Adventures in Finding the Right Financial Retirement Advice!

Diana Landau | September 28, 2020

Finding the right financial advisor at this stage of your life that can answer those questions for you is critical. Can you afford that dream trip or helping your grandson through college? How do you maximize what you have now for your long-term plans? We asked Ian Castille, CFP®, to give us some tips on how to choose the right financial advisor. Ian specializes in helping his clients navigate the financial transition to retirement.

 

Here’s what Ian had to say:

 

“Here are a few comments/considerations I would provide to someone looking for a financial advisor:

 

  1. You are the priority: Make sure you find someone who is obligated to put your interests first. (Not the brokerage company they work for, not their potential sale commission, etc.) The financial services industry refers to this obligation as a "Fiduciary Standard of Care"

 

  1. Understanding your financial situation: As uncomfortable as it may be at first, you want someone who is going to "get in your business". Within the first 30 minutes of an introductory meeting with a financial advisor, they should be asking questions that lead you to reveal more about your personal finances than your best friend or family members know about you. Good advice comes from a deep understanding of personal circumstances and applying expertise within that context.

 

  1. Personality matters: A good financial advisor will be part of your "inner circle" and you should enjoy working with them and soliciting their input. If you dislike someone or they rub you the wrong way, you are less likely to implement their recommendations.

 

  1. Specializations and niche focus: If you happen to find an advisor that specializes in serving your particular career/industry or life circumstance, chances are they have a deeper understanding of your situation and challenges.

 

  1. Certifications, education, and experience: This can be important, but it's last on the list for a reason. Credentials help establish a certain level of competence and commitment but more credentials doesn't always translate to better advice.”

 

About the author: Ian Castille, CFP®, is a Principal and Senior Financial Advisor at Capital Advantage, Inc. Ian specializes in helping his clients navigate the financial transition to retirement. His work usually includes personalized strategies to reduce taxes, make smarter investment decisions, and optimize income streams. Capital Advantage, Inc. is a Fee-Only Registered Investment Advisory firm, founded in 1982.

Tags:    blog   financial planning   financial advisor   retirement  

    Categories

    Show All (76)
    (un)retirement (1)
    (Un)Retirement (1)
    2022 (1)
    adversity (1)
    advice (2)
    ageism (1)
    Alan Newman (1)
    andy levine (1)
    andy robin (1)
    Anheuser Busch (1)
    anne da vigo (1)
    anniversary (1)
    architectural designer (1)
    Arnold Schwarzenegger (1)
    artist (1)
    ascenium (1)
    attorney (1)
    Audrey Hitchcock (1)
    author (11)
    baby boomer (3)
    baby boomers (1)
    baking (1)
    banking (1)
    barry pincus (1)
    bary pincus (1)
    baseball (4)
    baseball cards (1)
    basketball (1)
    beer (1)
    best-seller (1)
    bestseller (1)
    bestselling (2)
    best selling (1)
    bestselling author (1)
    Blog (2)
    blog (71)
    blog (4)
    Blogger (1)
    Bob Franceschelli (1)
    bob tuschman (2)
    Bob Tuschman (1)
    Bob Vogel (1)
    bonus episode (1)
    book (2)
    boomer (5)
    bo sacks (1)
    brewing (1)
    budget (1)
    business tips (1)
    caffeine (1)
    cancer (1)
    career (6)
    carl landau (1)
    Caroline Ceniza Levine (1)
    ceo (1)
    CEO (1)
    CFO (1)
    cfo (1)
    challenges (1)
    changes (1)
    charity (1)
    cheesemaker (1)
    chef (3)
    Chris Farrell (1)
    chris welles (1)
    cinde dolphin (1)
    club change (1)
    coffee (1)
    coffeehouse (1)
    collector (1)
    collegescholarship (1)
    comedian (1)
    comedy (4)
    comfort zone (1)
    community (1)
    content marketing (1)
    coors (1)
    Corky Logue (1)
    craft brewing (1)
    crazy money (1)
    cycling (1)
    Dan Blank (1)
    Dan Kennedy (1)
    Dan Rudd (1)
    dartmouth (1)
    dealers choice (1)
    debb mccolloch (1)
    Debb McColloch (1)
    Deborah McColloch (1)
    denise cerrreta interview (1)
    Detroit (1)
    devon zagory (1)
    director (1)
    Doctor Who (1)
    documentary (1)
    Donald Trump (1)
    dream job (1)
    dreams (1)
    Drew Evans (1)
    Dr James Beckett (1)
    Duke (1)
    Ed Casey (1)
    editor (2)
    embracing change (1)
    entertainment (1)
    entreprener (1)
    entrepreneur (1)
    entrepreneur (8)
    entrepreneur (1)
    episodes (2)
    Exec (1)
    executive (4)
    executive editor (1)
    EZ Pawn (1)
    facebook (1)
    farm to table (1)
    film (1)
    finance (2)
    finances (1)
    financial advisor (1)
    financial planning (1)
    financial security (1)
    first woman (1)
    food (3)
    Food Network (1)
    food network (1)
    foundation (1)
    future (1)
    General Manager (1)
    Georgetown (1)
    giants (3)
    Giants (1)
    golf (1)
    grace (1)
    halloffame (1)
    henry schulman (1)
    high times (1)
    hope (1)
    horses (1)
    housing (1)
    humor (1)
    hypnotherapy (1)
    improv (1)
    interview (54)
    interview (53)
    Interview (1)
    investor (1)
    ironman (1)
    ironman competitor (1)
    Jack Gallagher (1)
    james beard award (1)
    Jill Baker (1)
    jim roddy (2)
    Joan Ryan (1)
    joan ryan (1)
    job (2)
    joe pulizzi (2)
    journalism (4)
    Kerry Hannon (1)
    larana day interview (1)
    Larry David (1)
    law (1)
    legend (1)
    lessons (2)
    lgbtq (1)
    librarian (1)
    licensing (1)
    life lessons (1)
    life of freedom (1)
    local (1)
    luck (1)
    magazine (3)
    magazines (1)
    major league (1)
    marketing (3)
    mark shaiken (2)
    Mark Shaiken (1)
    martial arts (1)
    meditation (1)
    Melissa Davey (1)
    memoir (1)
    mental health (1)
    merchandise (1)
    Miami University (1)
    michaela oconnor abrams (1)
    michael clinton (1)
    Michela OConnor Abrams (1)
    Midtown (1)
    mike branon (1)
    mike drak (1)
    mike krukow (2)
    Mike Murphy (1)
    mini-retirement (1)
    moira mcgarvey black (2)
    mo nard (1)
    Money magazine (1)
    Mozzarella di Bufalo (1)
    multi-media giant (1)
    music (1)
    naps (2)
    naps (1)
    NBA (1)
    Neil Haley (1)
    Neil the Real Deal (1)
    new beginning (1)
    new year (1)
    nonprofit (1)
    novel (1)
    NYU (1)
    painter (1)
    passion (2)
    passions (1)
    patrick mulvaney (1)
    paul ollinger (1)
    PBS (1)
    People Magazine (1)
    performer (1)
    philadelphia (1)
    photography (2)
    pickleball (6)
    pilot (1)
    pivot (1)
    podcast (9)
    poetry (1)
    Political Campaign (1)
    pottery (1)
    power nap (1)
    Princeton (1)
    pro-wrestling (1)
    professor (1)
    Professor (1)
    psychotherapist (1)
    publishing (2)
    quotes (1)
    Ramini Mozzarella (1)
    rancho la puerta (1)
    ranch owner (1)
    real estate (1)
    rebellious (1)
    recap (1)
    recession (1)
    redemption (1)
    resolutions (1)
    restaurateur (1)
    retailer (1)
    retiree (1)
    retirement (11)
    retirement association (1)
    retirement plan (1)
    rhinos (1)
    Richard Eisenberg (1)
    Richard Turner (1)
    richard turner (1)
    risktaker (1)
    Risk Taker (1)
    robin pajaro (1)
    Sacramento (2)
    sacramento (2)
    sacramento (1)
    san francisco (1)
    san francisco giants (1)
    scott miller (1)
    second act (8)
    second acts (1)
    serial entrepreneur (1)
    Silicon Valley (1)
    small business (1)
    Small Business (1)
    smart living (1)
    socal (1)
    soul (1)
    sports (2)
    stand-up (1)
    Stanford (1)
    star of the week (4)
    steven petrow (1)
    success (1)
    superfan (4)
    susan stewart (1)
    task list (1)
    texas (1)
    The Pickleball Librarian (1)
    the tapas life (1)
    third-act (1)
    third act (1)
    time management (1)
    time tracking app (1)
    Tim Jordan (1)
    toastmasters (1)
    top 10 list (1)
    transformation (1)
    travel (1)
    try new things (1)
    UC Berkeley (1)
    unretired (1)
    Unretirement (1)
    unretirement (41)
    unretirement (42)
    update (1)
    vacation (1)
    val haller (1)
    vice president (1)
    volunteer (2)
    walk on (1)
    water buffalo (1)
    website (1)
    wedding officiant (1)
    WNBA (1)
    work (2)
    working (1)
    world series (1)
    worst jobs (1)
    writer (1)
    writing (1)
    yoga (1)
    zen (1)